Best Baccarat Online Casinos in Singapore – A Complete Guide for Online Baccarat 2022

Online baccarat is as fascinating and entertaining casino game. It serves as a card game, but you don’t actually have any cards dealt to you specifically to play with. Your bets simply go on the hand that you think will be the best one. But how do you play baccarat online in Singapore? Well, this guide is here to inform you on everything surrounding this. We’ve got insights into online baccarat strategy, tips on how to win online baccarat and more. Join us for this complete online baccarat guide to find out everything you need to know on playing the game in Singapore.

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Top 10 Online Baccarat Casinos in Singapore

If you’re looking for online baccarat gambling, then you need look no further than this list of the top 10 casinos to provide it. These are the best that can be found in Singapore, ensuring you have a selection to choose from. Have a look at them and see what each one is able to deliver in its own unique way.

BK8150% Bonus Up to S$350

12Play100% Bonus up to S$300

AW850% Bonus Up to S$500

CMD368 – 120% Bonus Up to S$400

ME88 – 30% Bonus up to S$200

MD88 – 100% Bonus Up to S$188

Maxim88 – 100% Bonus up to S$500

96M – 100% Baccarat First Bet Risk-Free Bonus Up to S$200

B88 – 50% Bonus up to S$150

UWin33 – 100% Bonus up to S$188

Best Casino Sites for Playing Baccarat Online in Singapore Reviewed

You know about the top 10 platforms we recommend for online baccarat. Yet we want to take this a little bit further. Here, we will give you a closer look at the top 5 online baccarat casinos and some of their respective features. Read through these reviews of the sites to find out which one caters to you the best.

BK8 Baccarat Casino – Incorporating a Huge Choice of Live Online Baccarat Games (150% Bonus Up to S$350)

BK8 online Baccarat Casino in Singapore

You don’t need to go much further than the live casino area of the BK8 online site to have a fantastic time with online baccarat. There are various tables available to join in this area, with software coming from companies like Evolution, Asia Gaming, SA Gaming, and others. A selection of standard RNG baccarat games is also available to enjoy alongside. Once again, top-quality brands are responsible for providing this content to BK8.

You will also be able to benefit from the very high withdrawal limits in place at the casino. Something else to note about BK8 is that it provides Bitcoin online baccarat games. Thus, you can deposit with the cryptocurrency and play all your favourite baccarat options. Live chat is on-hand on a 24/7 basis, allowing you to receive any help you may need, when you need it. To top everything off, BK8 offers its own Android and iOS mobile apps. These can be downloaded, and you can play baccarat online in Singapore anywhere.

What We Like:

  • Excellent live dealer baccarat games
  • Works with top-quality software developers
  • Very high withdrawal limits in place
  • Live chat support available 24/7
  • Bitcoin and altcoin deposits supported

What We Don’t:

12Play Baccarat Casino – Offering a 5% Unlimited Daily Bonus (100% Bonus up to S$300)

12Play online Baccarat Casino in Singapore

Sometimes, the special offers that an online casino provides are the make or break of someone joining it. At 12Play, not only will you get a fantastic 100% welcome reward, but there is an unlimited 5% daily bonus on hand as well. This rewards you every single day for making a deposit into your casino account. This way, you can play the baccarat games for even longer, thanks to your balance being bolstered. There is much more to 12Play than just its promotions, though. It’s another platform supporting Bitcoin online baccarat, while other payment methods are available alongside.

12Play has a mobile casino application for Android users to download, too. This allows those users who own such a device to take the casino on the go with them. Again, you get the benefit of a high withdrawal limit, which sits at S$50,000 per day. Further to this, the selection of live dealer games, including baccarat, is extensive. When you also throw in 24/7 customer support, 12Play stands out for all the right reasons.

What We Like:

  • Fantastic unlimited 5% daily bonus
  • Mobile casino app for Android
  • 24/7 customer support
  • Great choice of live dealer content
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What We Don’t:

  • No mobile app available for iOS users to download

AW8 Baccarat Site – Featuring a Live Baccarat Lucky Streak Bonus (50% Bonus Up to S$500)

AW8 online Baccarat Casino in Singapore

What could be better than being able to receive a welcome offer from your chosen casino? Being able to benefit from a baccarat-specific promotion, of course. This is available to all players and goes by the name of the Live Baccarat Lucky Streak Bonus. Through it, if you win eight rounds of live baccarat in a row, you can receive a wonderful bonus payout of S$1,888. Additionally, if you choose to deposit through a cryptocurrency at AW8, you can receive a bonus of up to S$888. Bonuses and promotions are all good and well, but what about the games?

Well, fortunately, AW8 has all the latest online games for you to experience. This includes the most recent baccarat live online game releases. Thus, you will always get the best of the best from being a member of this site. Even something known as Sexy Baccarat is available in the lobby, which brings its own qualities to your screen. In addition, there is a secure payment system in place, protecting both you and your funds.

What We Like:

  • Excellent live baccarat promotion
  • High-quality, latest games on offer
  • Secure payment system
  • Supports cryptocurrency deposits
  • Strong selection of developers

What We Don’t:

  • Withdrawals can sometimes be slow

ME88 Baccarat Online in Singapore – Providing Download, Instant Play and Mobile Games (30% Bonus up to S$200)

ME88 online Baccarat Casino in Singapore

Not many online casinos provide downloadable game lobbies anymore. But ME88 does, ensuring that you can play baccarat online directly from your desktop if you so wish. Mobile apps are also available, while the instant play online version of the site is still accessible. The welcome bonus of 30% is just the first part of a welcome package, which extends across to your second and third ME88 deposits. The live dealer games in the lobby at this casino are highly impressive, coming from some top-rate providers.

Yet there is also a series of RNG baccarat games that you can access, too. You can receive live chat support on a 24/7 basis at the casino, if you ever need it. ME88 has done very well for itself considering it only launched in 2020. Regular players can look forward to the daily reload bonus of up to S$150 as well. This helps you to get along each day that you make a deposit. One other thing to mention is ME88’s VIP scheme, which is highly rewarding.

What We Like:

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What We Don’t:

  • Small choice of payment methods on hand

B88 Baccarat Casino – Offering a Good Selection of RNG and Live Baccarat (50% Bonus up to S$150)

B88 online Baccarat Casino in Singapore

There are some online casinos that provide a plethora of one type of game and not enough of the other. Yet the B88 has a nice selection of both live dealer baccarat and RNG options. These come from brands like Play’n Go, Pragmatic Play, Evolution, Playtech, and various others. It’s a truly inviting site to visit and join, ensuring you can move from one section to the next with ease. As is the case with a couple of other casinos in this list, B88 offers players a high withdrawal limit to benefit from, too.

One of its other standout features is the VIP program that is in place. It features bronze, silver, gold, platinum and diamond levels, with the rewards getting better as you ascend up that ladder. Something else to add to the site’s benefits is its mobile variation. Through this, you can easily play your favourite baccarat games while you’re out and about. And don’t forget about the B88 Mall, either. It’s a wonderful online shop that you can obtain various items from.

What We Like:

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What We Don’t:

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Live Online Baccarat Casinos Compared

It’s not only RNG baccarat games that are provided at the Singapore online casinos noted. Live dealer games are also on hand at all of them, allowing you to have a uniquely entertaining time of a different nature. You can play baccarat live online through these sections of the casinos, with several developers providing their games to the sites. Take a look at the table below to find out the games on hand at the different recommended online baccarat casinos.

Casino Min Baccarat Bet Max Baccarat Bet No. of Baccarat Games Live Dealer Games Visit Site
BK8 S$1 S$5,000 70+ Yes Visit
12Play S$1 S$5,000 70+ Yes Visit
AW8 S$1 S$5,000 70+ Yes Visit
CMD368 S$1 S$5,000 70+ Yes Visit
ME88 S$1 S$5,000 50+ Yes Visit
MD88 S$1 S$5,000 70+ Yes Visit
Maxim88 S$1 S$5,000 25+ Yes Visit
96M S$1 S$5,000 70+ Yes Visit
B88 S$1 S$5,000 50+ Yes Visit
UWin33 S$1 S$5,000 30+ Yes Visit

How to Choose the Best Online Baccarat Gambling Site for You

You’re all keyed up on the best online baccarat sites to become a part of now. Yet how do you choose the right one for you? Well, this is where we once again step in. You see, we haven’t thrown together this collection of online baccarat platforms at random. We have reviewed each of them properly. This way, we can be sure we’re providing a top-rate online baccarat guide. Take a look at some features to look out for when deciding upon the best casino for you to join.

  • Range of Baccarat Games – Anyone who is a casino gamer wants to know they will be able to play a good range of their favourite games. Baccarat fans therefore want various types of this table game on hand. You only need to take a look at the BK8 online casino to see that this is achieved there. From standard RNG games through to exciting live online baccarat, there is plenty to take advantage of in the lobby at this casino. That remains the case for the list of casinos in our Singapore collection.
  • Support for Multiple Payment Methods – You will be making a deposit into your casino account after you register. This will allow you to play the available online baccarat games for real money. For this reason, a recommended casino needs to offer a good range of payment methods for you to utilise. Cryptocurrencies and e-wallets should ideally be available alongside card payments and bank transfers. Join the AW8 online platform if you want a strong range, as there are multiple options on hand at the site.
  • Strong Promotions and Offers – Baccarat gamers like to be rewarded just as much as the next casino player. Thus, a strong selection of special offers should be on hand to cater to these gamers. Take a look at the 96M casino, which not only provides a welcome reward but a baccarat live online promotion, too. A selection of other offers can be found at the different casinos in our list, with some of them even offering daily reload bonuses to players, too.
  • Safe and Secure Website – Your safety and security at any casino should be paramount. Not only to you either, but to the casino operator. This is why strong security protocols should be in place, including a secure server to store your information on. Transactions should also take place in encrypted format, protecting your deposits and withdrawals at all times. 12Play is one of the best for this, incorporating top-quality security into its website. There, you can always transact and play the online baccarat games in a comfortable, safe environment.
  • Possibility for Demo Gaming – Not everyone is a complete whizz kid when it comes to baccarat. Some people like to get to know about the rules and steadily ease their way into the games. This is why it is ideal if a casino can offer free baccarat games to their registered players to try out. Through these versions, play money is provided, allowing you to experience the game without risking your own money. Check out the demo games on hand at ME88 after you sign up. You’ll be able to practice playing baccarat to your heart’s content.
  • Mobile Compatibility – It’s true to say that many people like to engage in mobile gaming today. We all lead busy lives and want to be able to place a few bets on our favourite games while we’re out and about. That’s just a fact. For this reason, casinos need to be readily adaptable for mobile devices. Whether this is through an app or a mobile website, the experience should be a smooth one for players, with a full range of games on hand. If you join the MD88 casino site, you will be getting a mobile-first experience. This way, you will always have a superior mobile gaming setup.

What is Baccarat?

The game of baccarat is a highly popular one found at many casinos, both land-based and online. It works as a card comparing game, with two hands for this – the player and the banker hands. Three possible outcomes can occur from a round: a win in favour of the banker hand, a win in favour of the player hand or a tie. The origins of baccarat are often disputed, although some sources claim that it dates back to the 19th century. Yet there are those who suggest that it was introduced into France from Italy towards the end of the 15th century. According to those sources, soldiers returning from the Italian Wars during Charles VIII’s reign brought it back with them. It remained popular amongst the French nobility throughout the 19th century and onwards, though. It was commonly played in private rooms prior to the legalisation of casino gambling in France.

Today, it has spread to many countries around the world, enjoying success in multiple locations. Baccarat can be played both online and offline in the modern world, making it more accessible to players across the globe. Thus, this guide to playing baccarat online in Singapore has been crafted for your convenience.

Types of Online Baccarat Games

Like many other table games, baccarat isn’t only available in one form. Instead, it comes in several different versions. Take a look at some of the types of baccarat online for real money games you can play.

Punto Banco
Punto Banco online Baccarat Casino in Singapore The vast majority of baccarat games in many locations are of the Punto Banco format. These will often just go by the standard name of ‘Baccarat’. In Punto Banco, the banker commits to playing out both hands according to fixed drawing rules. The player (punto) and banker (banco) hands are simply designations for the two hands dealt out in each coup. The bettor can back either of these hands as being the winning one.


Chemin de fer
Charmin de fer online Baccarat Casino in Singapore This version of the game first appeared in the late 19th century. ‘Chemin de fer’ is the French term for railway, and it is quicker than the original version of baccarat. It remains a highly popular version of baccarat to play in France. Six decks are used, and players are seated in a random order. Betting is different in this game, as multiple players bet one at a time against each other, rather than against the house.




Baccarat Banque
Baccarat Banque online Baccarat Casino in Singapore Baccarat Banque serves as the banking counterpart of Chemin de fer. It comes from the same era as that game, and it is considered to be the first banking casino version of baccarat still in operation today. The big difference between the two games is that in the Baccarat Banque version, the casino always holds the bank. Two conjoined tables exist, and the banker sits in the middle, placing one bet against two player bets – one at each table.


Mini Baccarat
Mini Baccarat online Baccarat Casino in Singapore Mini baccarat is basically like a smaller version of the game for you to participate in. It is tailored perfectly to suit mobile devices of all types. The game plays out in the same way as standard baccarat, featuring six decks of cards.


Speed Baccarat
Speed Baccarat online Baccarat Casino in Singapore There are several versions of baccarat live online games to play, but Speed Baccarat is one of the most intriguing. It is titled as such because players only have 10 seconds to place their bets before the cards are dealt. Eight decks are utilised in this live dealer version of baccarat, and you can usually operate between 3D and classic views.

How to Play Baccarat Online – The Rules

There may be different versions of baccarat to play, but they all follow the same basic rule set. These rules require any betting to take place on a particular hand to take place initially. You get to back the banker hand, the player hand or a tie outcome in every round. Once you are satisfied with the bet(s) you have placed, the game proceeds. Two cards are dealt to each of the two hands. The game objective is to predict, via your prior bets, which of the hands will acquire a total that is closest to 9 in total.

All of the 10 and face cards have a value of zero attached to them in baccarat. The ace is valued at one, while all remaining cards in the pack have their face value. Should a hand score higher than 9, then it is adjusted by subtracting 10 from the total. The house rules from venue to venue differ, and these will determine whether or not a third card is drawn for the banker and/or player hands. A maximum of three cards is possible in any hand.

If you place a correct wager on the player hand being the winning one, then you receive a 1:1 payout for your stake. Anyone backing a winning banker hand will also get the 1:1 payout, but under baccarat rules, a 5% commission is also paid. The payout odds on this hand are reduced as a result of such.

If, on the other hand, you have been successful in backing a tie outcome, then you obtain a payout of 8:1 for it. To get used to these rules, you should probably try playing free baccarat at your chosen casino, with demo funds to utilise.

Play Baccarat Online – The Terminology

If you aren’t familiar with playing baccarat online in Singapore, then you may find some of the phrases and words used in it a little confusing. This is why we have put together a table of common baccarat terms and their associated descriptions. Through this, you can easily understand what they all mean.

Baccarat Term Description
Baccarat The worst hand in the game. The name of it translates to zero in Italian, and thus describes a hand of cards with zero value, such as a hand made up of a king and queen.
Banco Spanish for bank or banker. This refers to the player who has the shoe and deals the cards.
Banker Bet One of the three possible bets you can make when playing baccarat. A 5% commission is taken on winning banker hand bets.
Banque A variation of baccarat where two conjoined tables are present. The banker sits in the middle of these and places a single bet against two player bets – one at each table.
Burning Once a shuffle of the cards has occurred, the top three to six cards are discarded in a burn.
Chemin de Fer Another version of the game to play. Often known as European Baccarat, it sees the shoe with cards move across the table like a railroad, which is the French translation of the game name.
Commission Baccarat has quite the low house edge, yet the banker bet is considered to be more beneficial. It wins 45.86% of the time, while player hand wins only crop up 44.62% of the time. There is a 5% commission on a winning banker bet, though.
Coup A French term utilised to describe a round of baccarat.
Deux Tableau Another name for the Baccarat Banque variation.
Face Card All cards with portraits on them – jacks, queens and kings – are face cards.
House Edge The margin by which the casino has the advantage in any game.
La Grande Translates from French to The Big One, which is a natural hand totalling 9. This serves as the best baccarat hand.
La Petite Translates from French again to The Little One. This is the second-best hand in the game, totalling 8 naturally.
Mini Baccarat A smaller version of the full-size baccarat game. Lower table limits are often used in this version of baccarat.
Natural If the two initial cards dealt total either 8 or 9, then this hand is called a natural.
Player Bet This is the alternative bet to the Banker Bet, where you can back the player hand instead.
Punto From Spanish, translates to Player.
Push A bet that is neither a winner nor a loser.
Shoe An automatic dealing machine used in baccarat gameplay to prevent human error in manual dealing.
Tie Besides the player and banker wagers that you can place, you can bet on a tie outcome. If a hand ends in a tie, normally a push will occur. But if someone has bet on it, they receive a payout of 8:1.

Baccarat Odds

It may be assumed by some people that betting on the player hand and the banker hand come with equal chances of winning. That’s not the case, though. In baccarat, the banker hand odds of a win is 45.86%, while the player hand bet has a 44.62% chance of winning. The unlikely event of a tie outcome stands at 9.52%. The slight difference in these percentages comes from the fact that the banker hand is completed last, giving it that minimal advantage.

Because of this being the case, many people choose to always bet on the banker hand. So as to counterbalance those odds though, the casino introduces a commission fee of 5% on any bets backing this if it is successful. The margins are very thin when it comes to the baccarat odds, but when it comes to an online baccarat strategy, it would often be suggested to stick with betting on the banker hand.

Online Baccarat Strategy

It is common for people to ask how to win at online baccarat. It may seem quite a simple game to play, and generally, the rules behind it are easy to understand. But there are certain tips to take note of when you play baccarat online. Therefore, we have put together a selection of the best strategies to use in baccarat to enhance your chances of winning each coup.

Always Bet with the Banker

We highlighted this particular route to take a little bit earlier on. Most strategies online suggest sticking with the banker hand for your bet. It’s the simplest bet to make and the safest at the same time because of the odds. The house edge for betting on the banker is 1.06%, thus giving an RTP rate of 98.94% for you. Unless you’re feeling particularly risky, then we always recommend backing the banker hand.

Always Avoid the Tie Bet

The tie bet may look appealing to many people because it has the largest payout of 8:1. Yet it comes with the worst odds of winning. The house advantage on a tie bet is 14.36%, which goes against you significantly. It’s just not worth risking a wager on a tie outcome.

Incorporate the Martingale Strategy

It is possible for you to make use of an online baccarat strategy known as the Martingale system. This is one of the most widely used systems, coming from 18th-century France. Through it, you progressively adjust your bets with each round. Start with a base bet and then if you lose, double up your wager for the next coup. Whenever you win, return to the base bet for the following coup. The idea behind this strategy is that you regain whatever has been lost in previous rounds when you win by doubling up. It’s a risky system to use and requires a good bankroll because doubling up can inflate your wager on a coup very quickly. Try this system out with free baccarat before using it to play baccarat online for real money.

The Fibonacci Strategy

An alternative to the Martingale option is to use the Fibonacci sequence. If you haven’t heard of the Fibonacci sequence of numbers, it goes like this 1, 1, 2, 3, 4, 5, 8, 13, 21, 34, 55 and so on. It takes each pair of previous numbers and adds them together to make the next in the sequence. These numbers are used for your wagers. Every time you lose, you move up to the next number for your bet. Once you win, you return to the bottom of the sequence. Again, it’s a risky system to use, so incorporate it with caution.

Make Sure You Handle Your Bankroll Well

One final point to make is that money management is perhaps the biggest skill you can have when accessing online baccarat games. Set yourself win and loss limits and stick to them. Set aside a specific amount of money to use for gambling online with and don’t go beyond those means. Wager on the low house-edge bets when you play baccarat, meaning the banker and player hands. And if you do intend to use a specific strategy or system, try it out in demo mode before using your own bankroll.

Play Baccarat on Mobile

You can also play baccarat games online from a mobile device, if you wish. This means you don’t have to be seated in front of a computer to enjoy it. Live online baccarat is also accessible this way at many casinos in Singapore. Due to this being the case, you can experience the thrills of baccarat from wherever you are, whenever is convenient for you. Casinos and games have been adapted so as to fit to your device screens and react to touchscreen technology. This gives you a fantastic experience from any location.

Here are the top three mobile baccarat casinos we recommend joining for the best experience:

  • MD88 – 100% Bonus Up to S$188
  • BK8 – 150% Bonus Up to S$350
  • AW8 – 50% Bonus Up to S$500

Bottom Line on Best Baccarat Online Casinos in Singapore

Playing baccarat online for real money, or even in demo mode, provides an entertaining way to spend your time. Here, we have highlighted the best sites for you to do this at in Singapore. Take a look at them to find out what they provide and find the one that works best for you. Have fun with your gaming sessions and remember to gamble responsibly.

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